Public Liability
This policy cover you from damage to third-party, damage to
third-party proprietorship and third-party vehicle. This coverage can be
increased or you can buy it as a stand-alone product.
Obligatory
Insurance
Is a obligatory auto insurance, required by law in Puerto Rico. It
just covers damage made from you to third-party vehicle and it covers only
to US$ 3,000. Does not cover damage made to third- party properties, nor
medical expenses or your losses.
Double Interest
It's a cover for financed
vehicles. This policy protect you against partial o total loss of your vehicle,
be it vehicle's actual cost or vehicle's repair cost. Usually
its term is equal to the financial term of the vehicle.
Collision
This policy protect
your vehicle against damages caused by an accident with other vehicle. It
will cover all your losses in excess of the policy's deductible and lower
than the maximum amount of the policy. You can buy it with a full cover
policy or with a Double Interest policy.
Medical Expenses Cover
It covers physical damage
suffered by or caused by you in an accident.
Full Cover
It includes Public
Liability, Collision and Medical Expenses. It include Double Interest
cover if the vehicle is financed. This cover is available for vehicles
less than five years old or to renew a previous full cover policy.
