To be properly insured imply that you need to be covered by all the risk and losses that you can be expose in your daily life. Because of that, in Nehemías Toro Insurance Agent we provide you with the widest line of insurance services and products.

As part of the services we offer to all our clients, we present you with an excellent offer in Individual Disability Insurance, this will protect you and your dependents in case you can not work in your principal occupation, leaving you with a caudal for the protection of your self and your family.

Benefits Definition:

Ø     Tail Benefit:  This endorsement will increase your benefit in 3% to evade long term erosion.

Ø      “Partial Disability”:  This will cover income's losses in case of a partial disability, if your reflect a 20% loss in you income. 

Ø      Prime Relief: After 90 days of  total o partial disability  Mass Mutual will assume premium payment for the remaining period until you are 60 years old.

Ø      More Insurance Option: If the insured's income increase,  you will have the option to buy  more insurance until you are 60 years old, and with a maximum of $1,260. 

Important Note: 

This document is made available to you for your convenience. This document is only a quote application and does not pretend to cover any of the of the terms and exclusions of the policy herein presented. This document is not your policy and does not modify or extend the cover of this policy. the insurance company, emitter of the quote/policy is subjected to all the exclusions and terms of the policy. If there are any discrepancy between this description and the quote or policy, the quote or policy will prevail. Remember, this is just a quote form.

Please note that due to technical or natural events beyond our control, like weather, we may not receive your quote. Please confirm that your application has been received by calling to our toll free number 1-800-981-6545, Monday trough Friday from 8:30 am to 5:00 PM.

We are going to process your application in our agency labor hours: Monday through Friday from 8:30 AM to 5:00 PM, except holydays.

It’s our honor to serve you,

Nehemías Toro Insurance Agent.

Press here to get a free quote on a Individual Disability Product